Not having a home is weighing on CJ's mind, and nobody has been able to cheer him up. To make matters worse, the electric company calls him and tells him the electric bill hasn't been paid. And Janine is increasingly acting more and more strangely, blowing up at the kids and seeming agitated and nervous. She's also getting strange calls from a guy named Blue. Calvin later tells CJ that he heard on the street that it was arson that caused CJ's house to burn down. So CJ decides it's time to get to the bottom of things. The last shoe drops when the insurance company calls and tells CJ his premium hasn't been paid in months.