Beautiful and radiant, Priya Sethi (Shriya Saran) indulges her infatuation with American culture by working at the Citi One Bank Card call center in Bangalore, India. Speaking in perfectly unaccented English, she tells her customers her name is Jennifer David and a native of San Francisco. Her conservative father Rajeev is unhappy that she is so eager to forsake her own culture for another, but will be pleased when she goes through with her arranged marriage to the dull Vikram.

Priya, posing as Jennifer David, happens to call the handsome and charming Granger Woodruff (Jesse Metcalfe) to help him with the fraudulent charges on his credit card. Priya and Granger have an instant connection over the phone. Unable to suppress the intrigue their easy chemistry offers, Priya agrees to meet Granger in San Francisco. She gets on a plane and crosses not only an ocean, but entire cultures as well.

When Priya goes to meet Granger, he doesn't recognize her and they only meet when they inadvertently bump into each other. They immediately hit it off and he invites her out to dinner. Priya and Granger's relationship blossoms as they share a wonderfully romantic date, reminiscent in many moments of Pretty Woman. They tour the City by the Bay by cable car, sample some especially spicy curry (much to his chagrin), and have a tender first kiss under the Golden Gate. Improbably, unthinkably, they are falling in love.

But their young love is not without obstacles, as Priya's family has arrived to bring their wayward daughter home a la Coming to America and elude the shame of her escapades. Granger struggles with dumping his sickeningly ideal and superficial girlfriend for this intoxicatingly innocent tourist from India and still doesn't know she is also Jennifer David. And worst of all, they both wonder if they just might be too different for their love to actually be possible.

Priya and Granger are found out by her parents and he learns that Priya is "Jennifer David" (the Citi One Bank Card girl) and that she is engaged to Vikram. He is angry that she deceived him and painfully decides to just cut their ties. Her family is happy to have ended such a foolish and reckless relationship, except for her 80 year-old Aunt who advises her that life is too short to live to make others happy.

Priya goes to Granger's hotel to fight for their love, but discovers him in bed with his girlfriend. She is extremely upset that he could forget about her so easily and, to make matters worse, he lets her leave and walk out of his life forever. It seems, in fact, that their love did indeed face too many obstacles to flourish.

Back in India, Priya can't bring herself to accept a lackluster life with Vikram. Granger, too, feels something is missing. He has an epiphany while giving a touching speech at his friend'swedding and rushes directly to the airport. In a scene reminiscent of An Officer and a Gentleman, he strides into the call center and triumphantly sweeps her off her feet. He even manages to win the grudging approval of her family by displaying his commitment to her and, of course, to spicy curry.