When Gabe wants to go to Adventure Land and Bob says no because it's expensive, Gabe pranks him with a winning lottery ticket. But the prank goes too far when Amy quits her job because of the family's false wealth. Meanwhile, Teddy babysits the new neighbor's daughter and while making a stuffed monkey for Charlie, loses an expensive earring. Teddy and Ivy assume it fell off Teddy's earlobe and into the monkey. They take Charlie's stuffed monkey and destroy it to find the earring, but it isn't there. Teddy guesses the earring is in the other monkey, the one she made for the neighbor's daughter, so she goes over to the neighbor's house, gets the monkey, then rips it apart. Also, Skyler's dad starts spying on PJ to find out if he is the guy that should date Skyler.