Teddy feels bad that Charlie bit her boyfriend Spencer, so she decides to surprise him at work to smooth things over. She gets a surprise all her own when she sees Spencer with another girl. Meanwhile, PJ needs some extra cash to buy a used car so he asks Gabe for a loan. Gabe agrees, but uses the opportunity to treat PJ as his personal chauffeur. When PJ realizes this, he enlists Amy and Bob's help to teach Gabe a valuable lesson.