Sam volunteers to help a friend, Josh Wagner, whose veteran's charity is wiped clean by a smoothing talking investment broker. But when Josh decides to hold the broker and his assistant at gunpoint in order to get his money back, Michael and Sam find themselves in the middle of a dangerous hostage situation. Trying to keep the peace inside, Michael must also serve as negotiator to keep the police at bay, as he and Sam try to track down (and return) Josh's stolen money before things go horribly wrong.
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