Maggie and her adopted 12-year-old son, Oliver, move next door to war veteran Vincent, but when Oliver gets locked out after school one day, Vincent allows him to stay at his house until his mom gets home. Because he has bills up to the ceiling and is desperate for cash, he tells Maggie he'll babysit Oliver every day after school. Vincent then introduces Oliver to his lifestyle, including gambling, drinking, and his relationship with a Russian prostitute.