While the computer systems at Prestige Payday Loans go haywire, Morgan (Jeff Hephner) gets an out-of-the-blue message from a long-lost cousin, Doug Johnson (guest star Scott Holroyd, "Scrubs" "NCIS"). Morgan is excited by the prospect of finding a blood relative. Cooper (Jay Ferguson) soon uncovers that South Nile National Bank owner Ned Schmidt (guest star David Dalton, "Swing Vote") has reworked his computers' collection system in a way that unfairly charges Prestige's clients. Bobette (Laurie Metcalf) addresses the issue head-on with Schmidt, who is less than accommodating. Prestige borrower Gev (guest star Christopher Maher, "Crash" "Law & Order") has been adversely affected by Schmidt's finagling and hopes to help Bobette give Schmidt his due. As Morgan and Bobette grow skeptical of Doug's family claim, Cooper's wife Cherise (Kimberly Estrada) becomes downright indignant. She thinks Cooper, as the true Buffkin heir, deserves more credit for the work he does at Prestige and puts a bee in Cooper's bonnet. After another terrifying run-in with the Mamayo Brothers (Peter Navy Tuiasosopo and Andy Brooks), Mike (Joe Peracchio) blazes out of town to avoid any more entanglements. He soon finds out life on the desert road isn't all he thought it would be. Back in South Nile, Morgan enlists Barry (Judge Reinhold) to get info on cousin Doug and tries to come clean with Julia (Marsha Thomason) about the nature of his family's work.